Marcus Ray is convinced that it’s a man’s obligation to take full control, and that’s paid off for him: married to the same woman for forty-two years, employed by SunCertain his entire adult life, mortgage paid, money in the till. He retired four years ago at age sixty-six, studied the market and invested well, put his son through Boston College and Fordham Law, supplied the funds his daughter needed to open her own gallery in Tucson.